Apply For Small Personal Loans

Apply For Small Personal Loans

Apply Business Grants for Women and Minorities

If you are looking for information on how to find and apply for small business grants for women entrepreneurs and minorities, this article offers some help in that matter. It may help you make a headway in finding the much-needed monetary boost.Women and minorities are two sections of the society who are often marginalized and, in general, have a tough time garnering support for their ventures. When single women try building their own businesses or when people from minorities decide to set up a business, they often find it difficult due to problems in raising finance in particular. The reason for marginalization are many including social bias and other vested interests. In such a scenario, they can look forward to small business grants provided by government, non-governmental organizations and other private institutions. Apply Today!!
Starting a business is never a simple task and, if you are a single woman or a person from a minority community, the odds of getting that business plan into reality are stacked even higher. However there are specially planned small business grants or endowments for women and minority sections of society that can help you out financially at the start. They are just the kind of financial stimulus that you need for a business venture of any kind.

Before you even begin for a search for such grants, you need to have a clear business plan in place which details the requirements of your business and goals you intend to achieve. With a clear business plan in front, you know what kind of grant you are looking for and what is the size of monetary boost that you need. That will make your search easier.

Finding Business Grants

Whatever be the nature of your business or enterprise, there are variety of grants in the form of subsidies and financial packages. How do you look for grants? There are various ways of accessing information about such grants. Here are some ways in which you can find the grants which you need:

Online Search: There are many sites like 'Grants.gov' and other sites devoted to listing of business grants in various fields. Some even have an online application system, which makes it easier to find what you are looking for.

Chambers of Commerce: Chambers of commerce and trade councils are places where you can get leads for business grants.

State Government Grants: Many state government level policies and funding plans include an incentive in the form of grants. Inquire in your closest government county offices for information.

Federal Grants: Federal grants aimed at promoting entrepreneurship spirit in minorities and women amount to billions of dollars. Gather information about federal grants specific to your type of business.

NGOs: Your third information source is mentors that you may find in NGOs devoted to helping minorities and single women.

Applying For Business Related Grants

Once you narrow down your search and find some of the business grant offered for which you stand eligible, it is time you made your case and applied for it. There are certain registrations or certificates that might help in getting your application approved. If you are a woman and especially a minority woman, then you must get your business registered with 'Women's Business Enterprise National Council'. They will certify your business as woman owned and that certification might help you in getting some specific government grants. Certain government contracts can be acquired by minority women if they register themselves with the 'Central Contractor Registration'.

Most business granting institutions require applications in specific formats along with requisite documents for checking authenticity. Make sure that you fill in all the information required correctly and supply attested copies of requisite documents. Some institutions offering business grants may also require you to give a presentation, detailing your business plan. Make a crisp and to the point presentation that underlines your financial needs and budgeting. Apply for as many options as possible, which will increase your chances of getting one.

Be assured that there is help out there for people, who are willing to work hard. Do not give up on your business ventures just because some people turn their backs on you. The enterprising spirit in you need not be dampened by a few rejections. You can certainly benefit from small business grants and prosper in the land of opportunities.

By Omkar Phatak

Source: buzzle.com/articles/business-grants-for-women-and-minorities.html

Saturday, 11 January 2014

Amazing Mortgage Process- Quicken Loans: Education

Amazing Mortgage Process- Quicken Loans: Education



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Amazing Mortgage Process- Quicken Loans: Education

Saturday, 14 July 2012

Small Business Start-Up Loans For Women With Bad Credit

Small Business Start-Up Loans For Women With Bad Credit
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Wednesday, 11 July 2012

Small Business Grant Money Applications-Free Grants For Small Business


Small Business Grant Money Applications-Free Grants For Small Business
The application for the grant can be applied by a person either as an individual or as a part of an organization. The applicant can also apply for more than one grant at one time. Some of the tips are given below that will help the applicant who wish to apply for the business grant.
Firstly, the applicant should decide on the type of grant that is required. Some of the applicants will not get the grants they have applied. This is mainly because they do not know their exact requirement. Under these circumstances, they can contact their business administration locally or the business development center. Thus it is necessary to ensure that he meet all the requirement of the grant before the application for the same is submitted. Some of the grants are generally offered only for the individuals and some are only for the organizations.
When the process to apply for the business grant is commenced, the applicant should first make his business plan ready as many of the grant applications insist for the business plan. The business plan should contain the details of the business and also the goal. The details regarding the finance should be precise, clear and should be simple to understand. The business plan can be tailored to the grant by just making references to mission statement of the grant organization.
The most difficult part in preparing the grant application is grant proposal writing. The applicant can take a seminar locally or can choose the community college or even go in for the online course in the grant writing. Alternatively, the applicant can also locate for a mentor like professor, curator or a teacher with good experience in grant writing who will be of much use in the preparation of grant application.
When the proposal for the application is written, the applicant should bear in mind the questions that may arise by the committee while going through the application. As far as possible, the answers for these expected questions to be answered in the grant proposal. Complete attention need to be given in meeting the requirements of the grant committee by answering all the questions as a part of the grant application.
The proposal for the grant should be short and clear. Whatever questions that may be raised by the grant committee should be answered properly in the proposal. The proposal for the grant should be realistic or otherwise it may be rejected.
The title page and an abstract should be included in the proposal. The introduction and a review for the proposal should be available in the grant proposal. The project for which the grant is required should be described properly and the requirement of the staff for the project should be indicated.










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Monday, 9 July 2012

Free Small Business Grants For Women Starting A New Business


Free Small Business Grants For Women Starting A New Business
If you as a woman own 51% or more of your business or business start up it is considered a woman-owned business and as such qualifies you for a variety of small business grants for women. The beauty of going this route instead of the more well known bank loan or finding willing investors route is the simple fact that business grants do not need to be repaid.
This of course helps relieve the stress of paying back that loan or the group of investors that fronted you the money to get your business off the ground. Being able to concentrate solely on your business without worrying about cash flow is a sure fire way to ensure its success.
This is important when you consider that the vast majority of small business start-ups are being done by women every year. Not only that but women are also 75% more likely to succeed in their business venture then men are. Because of this there are more and more resources becoming available for the woman who starts or owns her own business. Everything from small business grants and loans to free business plan help and tax strategies can be had for any woman in business.
When considering getting grants for women owned businesses there are four things that can make the process quicker and easier.
1. Create a workable business plan - This can be the most important part of any new business start-up. In fact most grant applications require a business plan so that the grantor can make an informed decision as to who receives a grant and who doesn't.
2. Grant research - There are literally thousands of government and private grants available to women business owners. Some are for specific areas of business while others are more general. It is also important to find out what the requirements for each grant you may be interested are.
3. Hire a professional - Finding an accountant or lawyer who is familiar with the grant request and application process can greatly increase the chances of success. They can help with everything from building the business plan to double checking all the paper work before it is submitted to the granting agency.
4. The internet - There are many websites that help the woman grant seeker find the grant or grants that she is looking for. They also provide an abundance of information on successfully applying for the different grants that they track. These sites can be a great resource for the woman trying to start a new business.
Finding small business grants for women can be done quickly and easily on the internet. To successfully apply for those same grants will take some time and effort but the payoff is well worth it when you consider that the government and private organizations are giving away billions of dollars every year.











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Friday, 6 July 2012

North Carolina Government Small Business Grants-Free Business Grants

North Carolina Government Small Business Grants-Free Business Grants
If you are starting a small business or have an existing one and need an infusion of seed money or development resources, follow a number of steps to acquire these revenues. First, determine if you have any friends or family who are interested in bankrolling your business with a personal grant that does not require repayment. Next, investigate North Carolina grant possibilities and angel investor opportunities. Last but not least, look to federal government resources for grant-based work.
North Carolina Opportunities
The state Department of Commerce through Business Link North Carolina (BLNC) does not make grants directly to small businesses for capital use but does benefit small businesses through community development grants to certain neighborhoods. In 2010, the state had four grant systems focusing on Appalachia, community block grants, industrial development through municipalities and tourism matching grants. A few state government agencies, like the Board of Science and Technology, provide matching funds for businesses that receive government contracts; these funds do not have to be repaid. A number of other state programs are available through the BLNC that lend money to small businesses with generous payoff terms and low interest.
Federal Opportunities
Even though the U.S. government does not grant money to small businesses for seed purposes or capital expenses, it does have a system of small-business contract and grant set-asides. Both fedbizopps.com and the Small Business Administration's SUB-Net list government contracts and contractor sub-contracts, many of which are set-aside for small businesses. The only federal grants available to small business, in North Carolina or elsewhere, are the Small Business Innovation Research (SBIR) Program and Small Business Technology Transfer (STTR) grants. These are research grants available to small businesses proficient in various fields such as medical device, behavioral science, biochemical and other mostly health-related research.
Private Investor Opportunities
In 2000, a group of small business owners created the Idea Café to help and inspire other small business owners. Each year, they pool some money and make one or more $1,000 grants to entrepreneurs for seed and capital resources. The value-added of an Idea Café grant is the business and marketing support the group gives awardees. For larger amounts, look to the state's angel investment networks; almost every state has at least one and in 2010, North Carolina had six: Blue Ridge Angel Investment Network, Eastern N.C. Investor Network, Inception Micro Angel Fund, Piedmont Angel Network, Triangle Accredited Capital Forum and Wilmington Investor Network. Angels typically invest in businesses for profit but occasionally make payback-free grants.













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Wednesday, 4 July 2012

Minority Grants For Small Businesses-Free Business Grants Apply

Minority Grants For Small Businesses-Free Business Grants Apply
The US Federal Government recognizes the issue of improving disadvantaged people's lives. Their constituents have voted congressmen and senators to power. Their primary election campaigns are based on the promise to minorities for their economic empowerment. t is these promises, which drive the politics of grant giving by Federal and local State governments.
Grants for Small Business:
A grant is a direct financial contribution made by certain organizations to the needy. It is made for very specific outcomes with no expectations of repayment. These grants are based on certain criteria and are designed to encourage entrepreneurs to start or expand their small business ventures. Millions of dollars in the form of small business grants are available for any minority group of Americans. They may be African Americans, Asian Americans, Hispanics, Indian Americans or any other minority.
Minority Grant Programs:
Government minority business grants are listed on all the government grants assistance programs. They allocate funds for lending to minority entrepreneurs, student business training, unemployed, community-based business opportunities, real-estate ventures and investment, research work and inventors, amongst others. A woman entrepreneur or an ethnic minority is entitled to funds specially earmarked for their business development.
Any entrepreneur seeking the fund for any type of business or any personal project must have a viable business plan. They should focus on how well their business would survive independent of these programs. Eventually, your aim should be to build a successful business. Have some sort of maturation plan in place to succeed without minority funds within three to five years. A lot of far-sightedness, hard work and perception of market need of your business are very important. If your business maturation plan is not in place, you are in a great risk of either business failure or being bought out. A good financial opportunity goes waste. So apply for these minority business grants and funding for a great opportunity to start your own venture and improve your social and financial status.
Types of Grants:
Ever since the Federal government has launched this minority grant for small businesses, the minority business has grown four times faster as overall US firms. Since 1992, the increase has been from 2.1 million to 2.8 million firms. These grants can be availed for:
o For initial business start-up, you can avail up to one billion dollars from minority business grants.
o Grants in millions available for expanding the existing business
o Receive $9,000 in minority grants for free legal advice.
o Millions available for purchase of your first home
o Up to $75,000 available from minority grants to remodel your home
o Receive $6,000 in minority grants for college tuition.
o Receive free monthly grant finances for emergency assistance.
o Receive special assistance for woman entrepreneurship program. There are many more listed priorities to receive these grants.
The federal government and local state government Active Affirmative Action has given a big opportunity to minor ethnic communities to start their small businesses. This will lead to their economic empowerment and social integration.








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Monday, 2 July 2012

Free Government Grants For Women Owned Businesses-Tax Free Business Money

Free Government Grants For Women Owned Businesses-Tax Free Business Money
Small business is the mainstay of the US economy and most survive the ups and downs of the economy. With the advent of modern technology and funding, stay at home moms like you are not just looking after kids but can easily start a home based business. 
The numerous free government grants given to women, makes setting up new business a great idea and you don't need to worry about finding a finance source. You may have a big idea or a useful product to sell but don't have the resources to start a business, but don't worry about financing-the money is there for you!
There are many government grants for women owned businesses requiring no repayment as they are not loans but grants-tax free money that will help you start your dream project. With the financial risk taken care of, you can concentrate on other aspects of your business, such as making it a great success.
The most important aspect of getting a government grants for women is that you don't need to have a great credit history, no co-signer is necessary nor income proof or a requirement to pay the money back to the government. All that is required to qualify for the loan is to be over 18 years, have a business plan and an interest in the business. You can just search the online database of available grants, amounts and agencies available to allocate them.
Most of the government grants are interest and tax-free funds that don't need to be repaid. With no specific terms and conditions to follow after the grant is given to you, you are only required to use it effectively to start and grow your business. With both women and minorities aid available, there are numerous local, federal and state agencies ready to help you apply for funds and provide information on the maximum grants funds that you can be approved for.










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